During the holidays, many people find themselves in the spirit of giving, but sometimes, who to give to and what to give can be confusing and overwhelming. And when economic times are tough, sometimes it's hard to decide who will benefit and who to erase from your gift list.
"If you can't do as much, you can at least do a thank you note, cut back on the amount you give, do a small gift from your child. Do something. The key is to say thank you," etiquette expert Peggy Post suggests.
"I know this is a tough time," Dr. Phil says. "Just let them know you didn't forget them, you didn't just not care this year."
Click here to see Peggy Post's tipping guide for virtually everyone you may need to tip during the holidays.