Quote From: danzanteMarried 17yrs, I'm 57yrs old husband 62yrs old. Husband always has a new adventure. When we met he was in real estate then left that after we were married to persue a vending machine business. I let him pay the household bills and I paid for the food and misc items. I found out when it was too late that he was paying the bills with credit cards and charged $65,000. We sold 
our house and moved to Arizona into a more affordable home. He tried various sales jobs, all independent. Managed to make money on and off. Meanwhile I work at the same company for 37yrs, long hours and even overtime. I took over paying the bills, he said he would give me his 
checks (thats when he gets one). I do all the housework, shopping, cleaning, running around with 
the grandkids etc. He does the yard work and takes care of the cars. He builds classic hot rods 
and that costs money. Even tho he hasn't made any money for the last 7 months he continues to 
charge non necessary items and spends large amounts on his vehicles. He continues to live as if 
he is making tons of money even tho he isn't. He always thinks he will come into some big deal 
and make lots and lots of money. He tells me not to worry, everything will be ok, just be patient. 
His credit card is now up to $30,000 and another bill for $11,000 from a previous business he tried. I'm at the end of my rope. I keep giving him deadlines that we can't continue to live this way. 
He has to get a job that pays something, anything. He won't get a conventional job, he always has 
to be independent. So none of his jobs have benefits. He currently is working at a sales job that 
pays commission and has been at it for 4 months and made about $2000. He says that it will 
eventually turn into a big payoff just wait and see. I've heard this my whole marriage and I'm so 
tired of the promises. All I ever tell him is just not spend more that he makes. In the meantime 
I'm stuck paying the bills and we have depleted our savings. I do care for him and want this to 
work out but I can't deal with this anymore. If I leave I'm afraid that he will take 1/2 my pension and 
401k that I saved. Also I'm afraid that he will want me to pay his medical insurance or make me 
pay alimony since he doesn't have a steady income. I am so angry I wish this would just go away 
and I could live in peace without the stress of not knowing how much he will make or how much he 
will spend. I've told him that I will give him his bills and I don't care if they get paid but then I'm 
worried that they will take our house which is almost paid for. I also want to retire but I can't because I feel so responsible for paying for everything. I feel like I'm living with a spoiled child 
that never learned how to manage their finances. How do I get this under control? Should I 
get a divorce and take the loss or continue to pay for everything and hope he will eventually  
start making money?  
I do not think leaving will be a great ideal, until you talk with a lawyer. Laws vary from state to state and you are right to think about your 401 etc. I know a lady who has been married over 20 years. husband rarely worked (VA) and a lawyer told her that she would have to give him half and pay alimony. If you stopped doing everything he would do more. Stop paying his credit cards? Where is he getting more money to spend? Cancel the credit cards if they are in your name if not do NOT WORRY about them. Tell him that you are not going to support him or his habit.