"I had a great job, but I didn't always have a great job," says Inside Edition's Jim Moret. "I went through a period where I was relying on the equity in my home to stay afloat. I had a balloon payment that was about to explode, and I thought, I have no way out. I was in a crisis. I was at a point in my life where I thought, I have $3 million in life insurance " I'm worth more dead than alive. I was driving one day, and I was struck by the fact that there was no guard rail. And I thought, this is the perfect spot. I could go over the edge. It'll look like an accident. Everything will be great.

"But everything wouldn't be great. I stopped my car right then, and I realized the pain that I would've caused my family, and I saw my three kids and my wife, and I could clearly see my own funeral," he remembers. "And I did have to ask myself, ‘Do I want to live?' And that's when the thought came to me, what if this were my last day? What is important to me? Why do I want to live? And I came home, and I started writing. I wrote about friendship, and love, forgiveness. None of those things had anything to do with the number on my bank statement.

 

"When my wife first read what I wrote, she cried. And she said, ‘I don't care about losing the house. I care about you. Our kids love you. I love you. We need you.' I don't look at this book as talking somebody off of a cliff, but I do want people to realize you choose how you want to live," Jim says. 

Dr. Phil takes Jim back to the moment he realized he could end it all.